OVERVIEW
These Terms of Service ("Terms") govern your access to and use of our mobile application, SLiC, operated and provided by Nomura, Inc. (collectively, the "Service"), and any videos, information, text, links, graphics, photos, or other materials or arrangements of materials uploaded, downloaded or appearing on the Services (collectively referred to as "Content"). 
Please read these Terms of Service carefully before accessing or using our Service. By accessing or using any part of our Service, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not use our Service. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.
Any new features or tools which are added to the current Service shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our Service. It is your responsibility to check this page periodically for changes. Your continued use of or access to our Service following the posting of any changes constitutes acceptance of those changes.

MOBILE APPLICATION ACCESS
We hereby grants you permission to use our mobile application SLiC, provided that:
(i) your use of our mobile application is solely for your personal, noncommercial use;
(ii) you will not copy, distribute or modify any part of our mobile application without SLiC's prior written authorization;
(iii) you will not send unsolicited or unauthorized advertisements, spam, chain letters, etc., 
(iv) you will not transmit any Content which contains software viruses, or other harmful computer code, files or programs; 
(v) you will not disrupt servers or networks connected to our mobile application; and
(vi) you comply with these terms and conditions.
In order to access some features of our mobile application, you will have to create an account. You may never use another individual or entity's account without that individual or entity's permission. When creating your account, you must provide accurate and complete information. You are solely responsible for the activity that occurs on your account, and you must keep your account password secure. You must notify us immediately of any breach of security or unauthorized use of your account. You will be liable for any use made of your account or password and the losses of SLiC or others due to such unauthorized use. We will not be liable for your losses caused by any unauthorized use of your account.
You agree not to use or launch any automated system, including without limitation, "robots," "spiders," and "offline readers," that accesses our mobile application in a manner that sends more request messages to our servers in a given period of time than a human can reasonably produce in the same period by using a conventional on-line web browser. We grant the operators of public search engines permission to use spiders to copy materials from our mobile application for the sole purpose of creating publicly available searchable indices of the materials, but not caches or archives of such materials. We reserve the right to revoke these exceptions either generally or in specific cases. You agree not to collect or harvest any personally identifiable information, including account names or e-mail addresses, from our mobile application, nor to use the communication systems provided by our mobile application for any commercial solicitation purposes. You agree not to solicit, for commercial purposes, any users of our mobile application.

INTELLECTUAL PROPERTY RIGHTS
The content on our Service, including all User Submissions, including without limitation, the text, software, scripts, graphics, photos, sounds, music, videos and interactive features and the trademarks, service marks and logos contained therein ("Marks"), are owned by or licensed to SLiC. Content on our Service is provided to you "AS IS" for your information and personal use only and may not be used, copied, distributed, transmitted, broadcast, displayed, sold, licensed, reverse engineered, de-compiled, or otherwise exploited for any other purposes whatsoever without our prior written consent. We reserve all rights not expressly granted in and to our Service. If you download or print a copy of the Content for personal use, you must retain all copyright and other proprietary notices contained therein. You agree not to circumvent, disable or otherwise interfere with security-related features of our Service or features that prevent or restrict use or copying of any Content or enforce limitations on use of our Service.

CONTENT ON THE SERVICES
You are responsible for your use of the Services and for any Content you provide, including compliance with applicable laws, rules, and regulations. You should only provide Content that you are comfortable sharing with others.
Any use or reliance on any Content or materials posted via the Services or obtained by you through the Services is at your own risk. We do not endorse, support, represent or guarantee the completeness, truthfulness, accuracy, or reliability of any Content or communications posted via the Services or endorse any opinions expressed via the Services. You understand that by using the Services, you may be exposed to Content that might be offensive, harmful, inaccurate or otherwise inappropriate, or in some cases, postings that have been mislabeled or are otherwise deceptive. All Content is the sole responsibility of the person who originated such Content. We may not monitor or control the Content posted via the Services and, we cannot take responsibility for such Content.

COPYRIGHT AND CONTENT POLICY
We respect the intellectual property rights of others, and requests you to do the same. We do not permit copyright infringing activities and infringement of intellectual property rights on its or related services, and we will remove all Content if properly notified that such Content infringes another's intellectual property rights. We reserves the right to remove Content without prior notice. We will also terminate a user account if the user is determined to be a repeat infringement of copyright. We may remove such Content and/or terminate a user account due to a violation of these terms and conditions at any time, without prior notice and at its sole discretion. If you believe that your Content has been copied in a way that constitutes copyright infringement, please provide us the following information:(i) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
(ii) Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site.
(iii) Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material. Providing URLs in an email enables us to most efficiently locate and remove the infringing material.
(iv) Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted.
(v) A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
(vi) A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Please also note that under Section 512(f) of the US Copyright Act any person who knowingly materially misrepresents that material or activity is infringing may be subject to liability.

YOUR RIGHTS
You retain your rights to any Content you submit, post or display on or through the Services. What's yours is yours, you own your Content (and your videos are part of the Content).
By submitting, posting or displaying Content on or through the Services, you grant us a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, publish, transmit, display and distribute such Content in any and all media or distribution methods (now known or later developed). This license authorizes us to make your Content available to the rest of the world and to let others do the same. You agree that this license includes the right for us to provide, promote, and improve the Services and to make Content submitted to or through the Services available to other companies, organizations or individuals for the syndication, broadcast, distribution, promotion or publication of such Content on other media and services, subject to our terms and conditions for such Content use. Such additional uses by us, or other companies, organizations or individuals, may be made with no compensation paid to you with respect to the Content that you submit, post, transmit or otherwise make available through the Services.
We have an evolving set of rules for how ecosystem partners can interact with your Content on the Services. These rules exist to enable an open ecosystem with your rights in mind. You understand that we may modify or adapt your Content as it is distributed, syndicated, published, or broadcast by us and our partners and/or make changes to your Content in order to adapt the Content to different media. You represent and warrant that you have all the rights, power and authority necessary to grant the rights granted herein to any Content that you submit.


VIRTUAL COINS
The Service offers a feature allowing users to purchase virtual coins ("Coins"). Coins are non-convertible, no real money value, non-refundable, non-redeemable, and prohibited to be shared or transferred among users in any shape or form. Coins must be purchased through the sales channels authorized by Nomura, Inc.The purchase of Coins must be made lawfully, via legitimate means with actual currency. Any Coins obtained illegally or fraudulently will result in suspension, freezing or termination of User account. Coins can be used only in our Service and have no monetary value in itself. The purpose of using Coins in our service is solely as a mean of communication among users, such as cheering and appreciation, not to provide any monetary value.
Based on the contribution of your account such as popularity of your live streams, posts and/or pictures, you are entitled to our reward. 
The amount of reward is determined by our calculation algorithm at our sole discretion, and we reserve the right to modify or adjust the algorithm at any time without further notice.
You may request your reward when it reached a certain amount. Your reward request shall be processed within fifteen business days with maximum amount determined by us at any given day. You are responsible for any fees that incur through transaction charged by your banking systems. 
Your reward request will be reviewed for security reasons, which may take up to fifteen business days upon receiving the request. Requests involving suspicious account activities and/or information may be denied. In some cases, the third-party transfer Service provider processing the  request may place your  funds received on a temporary hold based on minimal transfer amount requirement or no previous transaction history with us to demonstrate a pattern of positive money exchanges. In the event such a hold occurs, please contact us for details at xxxxlxxxxx.com. The company will not be responsible in any way for any financial holds initiated by your electronic transfer Service providers.
If your account has no activity or is deactivated for six consecutive months, you would lose your entitlement to your reward. For purpose of this section, the term “Inactive” means that, based on our records: (a) you have not logged into your account; or (b) we have been unable to reach you to verify that you intend to continue use your account. If you wish to restore your entitlement, you may send us such request. We will review your request and determine whether we will restore any or all of your reward entitlement.
In the event your account balance is incorrect due to system maintenance or other technical failures solely caused by us, we agree to make all necessary corrections and adjustments with respect to your account balance. If you have any questions, concerns or suggestions regarding purchases and/or reward payments regarding the Service, you may contact us at xxxxxxx.com.

WARRANTY DISCLAIMER
YOU AGREE THAT YOUR USE OF THE SERVICE SHALL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW,
SLiC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN
CONNECTION WITH THE SERVICE AND YOUR USE THEREOF. SLiC MAKES NO WARRANTIES OR REPRESENTATIONS
ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICE'S CONTENT AND ASSUMES NO LIABILITY FOR ANY (I) MISTAKES
OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE RESULTING FROM YOUR USE OF THE SERVICE, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR
FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE
SERVICE, (IV) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SERVICE BY ANY THIRD PARTY, AND/OR (V) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY
KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT ON OR VIA THE SERVICE. SLiC DOES NOT WARRANT,
ENDORSE OR ASSUME RESPONSIBILITY FOR ANY CONTENT, OR PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A
THIRD PARTY THROUGH THE SERVICE OR FEATURED IN ANY ADVERTISING, AND SLiC WILL NOT BE A PARTY TO OR IN
ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF
PRODUCTS OR SERVICES.

LIMITATION OF LIABILITY
IN NO EVENT SHALL SLiC, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM ANY (I) CONTENT, INCLUDING ANY MISTAKES OR INACCURACIES THEREIN, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR USE OF OUR SERVICE, (III) ANY UNAUTHORIZED USE OF OUR SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR SERVICE, (IV) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SERVICE BY ANY THIRD PARTY, AND/OR (V) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF YOUR USE OF ANY CONTENT ON OR VIA THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT SLiC IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.
YOU SPECIFICALLY ACKNOWLEDGE THAT SLiC SHALL NOT BE LIABLE FOR USER SUBMISSIONS OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY AND THAT THE RISK OF HARM OR DAMAGE FROM THE FOREGOING RESTS ENTIRELY WITH YOU.

INDEMNITY
You agree to defend, indemnify and hold harmless SLiC, its affiliates, and their respective officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs and expenses (including but not limited to attorney's fees) arising from:
(i) your use of our Service;
(ii) your violation of these terms and conditions;
(iii) your violation of any third party right, including without limitation any copyright, property, publicity or privacy right; or
(iv) any claim that one of your User Submissions caused damage to a third party. 
This defense and indemnification obligation will survive these terms of service and your use of our Service.

ABILITY TO ACCEPT OUR TERMS AND CONDITIONS
You affirm that you are either more than 18 years of age or possess legal parental or guardian consent to enter into these terms and conditions, and to comply with these Terms of Use. In any case, you affirm that you are over the age of 18, as our Service is not intended for children under 18. If you are under 18 years of age, please do not use our Service.

GENERAL
We may revise these Terms from time to time. The changes will not be retroactive, and the most current version of the Terms will govern our relationship with you. We will try to notify you of material revisions, for example via a service notification or an email to the email associated with your account. By continuing to access or use the Services after those revisions become effective, you agree to be bound by the revised Terms.
The laws of Japan, excluding its choice of law provisions, will govern these Terms and any dispute that arises between you and SLiC. All disputes related to these Terms or the Services will be brought solely in the courts in Japan, and you consent to personal jurisdiction and waive any objection as to inconvenient forum.
In the event that any provision of these Terms is held to be invalid or unenforceable, then that provision will be limited or eliminated to the minimum extent necessary, and the remaining provision of these Terms will remain in full force and effect. SLiC's failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.




Effective: September 10, 2020